Loay Al Kharafi, like most members of his industrious family, wears many hats. Since graduating from Law school in Kuwait, he naturally assumed responsibility for the legal arm of the M.A. Kharafi group, a massive construction conglomerate that operates in 22 countries with an annual turnover of over $5 Billion US. Today he holds the Vice-Chairmanship post of the M.A. Kharafi group as well as other local and international board chairmanship. As the chairman of The Al Mal Investment Company, he steered the company among its core investment activities in real estate, asset management, foreign trade and financial advisory services, into the development of mega-infrastructure projects in the GCC and world- wide.